A simple way to accept chip cards, Apple Pay, and Google Pay. Square Reader lets you accept chip cards, Apple Pay, and Google Pay anywhere. Connect wirelessly, accept payments quickly, and get your funds fast. Accept the fastest and most secure ways to pay. In 2017, over 90% of cards processed on Square were EMV chip cards. It’s also now easier for customers to pay with their phones. Take every dip or tap for one flat rate: 2.75%.